Explore the Benefits of Financing with Polar Bear Heating & Air

Polar Bear Heating & Air in Ashland KY and Polar Bear Heating & Air in Paintsville KY not only provide the best heating and air conditioning solutions to meet your energy efficiency and comfort challenges, but we can also make those solutions more affordable.

A new home heating and cooling system is one of the most important investments you will make.  With flexible financing options from Polar Bear Heating & Air, you can have a new, energy efficient heating & air conditioning system giving you and your family the comfort you deserve.


EnerBank offers you peace of mind.  Our loans are available only through authorized contractors who have been approved to offer payment options to their customers.  The phone application process is quick and easy with a decision in minutes.  Call 888-724-3530 today and let EnerBank help make your dreams come true.  (minimum purchase of $1,000)


Loan Term % Rate Minimum Amount Loan Codes
12- months same-as-cash SAC $1,000 min Purchase Loan Code: DRE2926
18- months same-as-cash SAC $1,000 min Purchase Loan Loan Code: DRE2927
5 year fixed rate loan 6.99% $3,500 min Purchase Loan Code: DRE2962
7 year fixed rate loan 6.99% $3,500 min Purchase Loan Code: DRE2963
10 year fixed rate loan 7.99% $7,500 min Purchase Loan Code: DRE2987
12 year fixed rate loan 7.99% $10,000 min Purchase Loan Code: DRE2988

*Use contractor #1044 and loan code when applying
*SAC = Same as Cash

To APPLY CALL  888-724-3530

If declined, the “Yes Loan” is an option also available through Enerbank.


Home Depot financing can be applied for on-line or in store.

  • If applying online and approved, payment can’t be processed until applicant receives the actual Home Depot credit card.
  • If applying in store and approved, payment can be processed immediately. (Benefit of applying in-store)

Home Depot accepts personal or business check, any major credit card, and home depot card.  They DO NOT accept travelers checks, third party checks.  Driver’s license information in necessary for check processing.


Apply online at www.descofcu.org.  (Sara Vasvary to review.)



(located at 2124 13th Street, Ashland, 41101)

To apply, call:  606-329-8238.

JB Financing

Low credit Score? No problem!  Use JB Financing.  Apply Here!


Find out about worry free financing today!